The money mistakes your brain makes on autopilot — and the ten moves that beat them.
The Bias Pack turns the cognitive biases that quietly drain your money into ten pocket-sized counter-moves — one card each. Read it in an afternoon. Use it at the register for years.
Your worst money decisions feel completely rational — while you’re making them.
That’s the trap. A bias isn’t stupidity; it’s a shortcut your brain runs automatically, and it feels like plain common sense in the moment.
It’s the “was $200, now $80” that makes you spend money you never planned to. The subscription you keep because cancelling feels like losing. The cart you fill because everyone else already did. You don’t notice the bias — you just notice the receipt.
You can’t delete a bias. You can out-move it.
The Bias Pack doesn’t ask you to become perfectly rational — nobody is. It gives you a specific counter-move for each of the ten biases that cost you most, small enough to run in the three seconds before you pay.
How every card works
Same three steps on all ten. Learn the pattern once, use it everywhere.
Name the bias the instant it shows up, so it stops running in the dark.
One exact line that breaks its grip — ready to use out loud or in your head.
The small move that keeps the bias from creeping back next time.
What’s inside
Ten field cards — the biases that quietly cost you most. A few of them:
- Loss aversion. Why keeping a subscription you never use still feels safer than cancelling — and the reframe that makes quitting feel like a win.
- Status quo bias. Why “I’ll deal with it later” quietly charges you every month — and the two-minute move that ends the default.
- Anchoring. Why “was $200, now $80” hijacks what you’re willing to pay — and the one question that resets the real price.
- …and seven more, each on its own Spot it / Say this / Stop it again card.
What you’ll walk away with
Recognition
You’ll catch the bias in the moment — before it costs you, not after.
A line for each
A ready-made counter-move for all ten, so you never freeze at the decision.
Cheaper, calmer
Fewer impulse buys and quiet regret — decisions you can stand behind.
For you if…
you make quick everyday money calls, you’ve felt the “why did I buy that?” after — and you want something you can actually use in the moment, not a textbook.
Not for you if…
you want investment tips or a full course. This is a fast, practical field guide — ten moves, no fluff.
Grounded in behavioral science — not hype
Every card is built on decades of established behavioral-economics research — the work of Kahneman, Tversky, and those who followed. No income promises, no manifesting. Just the biases that reliably cost people money, and what to do the second they appear.
Everything you get
Get all three — the Complete Kit ($69)
The Bias Pack, plus The Spending Triggers Toolkit and the Broke Brain 21-day workbook — the full toolkit to catch the leaks and make the change stick.
A simple promise
Use the cards for 30 days. If not one of them saves you a decision, email info@marrowledger.com and we’ll refund it. No forms, no hard feelings.
Questions
Is this financial advice?
No. It’s educational material about the psychology of money decisions — not financial, investment, tax, or legal advice.
How long does it take to use?
Read it in an afternoon. Each card is a single page you can act on immediately — no course to finish.
Do I need to know behavioral economics?
No. The cards do the translating — plain language, one move each. The research is behind them, not in your way.
Print or phone?
Either. Print the cards for your wallet, or keep the PDF on your phone for the checkout line.
How is this different from the Spending Triggers Toolkit?
The Bias Pack is fast, in-the-moment defense — ten cards for the second you’re about to pay. The $29 Toolkit is a deeper, fill-in system for the habits underneath. They pair well — both are in the $69 Kit.
What do I get, exactly?
An instant-download PDF of ten field cards you own forever and can reuse anytime.
Ten moves. The next impulse buy doesn’t stand a chance.
$14, one-time. Read it today, use it at the register tonight.